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  • Product Development in the Age of Risk-Based Capital
    overstatingRBC by a small amount unlessyou're pricing an annuity. When you sell an insuranceproduct, there is generallysome ... RBC - S where S = surplusgenerated from the insuranceoperation. Substitu'dngCF + _ for A, and S + C_for ...

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    • Authors: Michael Cowell, A Hemphill, Robert W Omdal, Application Administrator, John Dawson
    • Date: Oct 1993
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting>Statutory accounting; Public Policy
  • Quantifying the C-2 Risk [Premium Insufficiencies, including Increasing Claims and Expenses]
    Quantifying the C-2 Risk [Premium Insufficiencies, including Increasing Claims and Expenses] ... including the history, nature, spreading and mortality of the disease, and its impact on life and health ...

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    • Authors: Michael Cowell, Daniel J McCarthy
    • Date: May 1987
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Record of the Society of Actuaries
    • Topics: Experience Studies & Data>Morbidity; Experience Studies & Data>Mortality; Financial Reporting & Accounting>Statutory accounting